Understand how taxes impact your cash flow and how to estimate your income after taxes, so you’ll have a solid foundation when budgeting for your mortgage, car, emergency savings fund, living expenses, and investments.

Objectives:
• Develop a budget for your living expenses, short-term savings and retirement savings.
• Understand the importance of budgeting, which will set apart needs and wants.
• Plan for upcoming expenses to make better informed spending decisions.